Glasses & Contacts
Vision Insurance for Glasses and Contacts
Frames and contacts are where vision costs actually land. Most standalone plans give you a frame allowance and a contact lens allowance — your dedicated agent will compare what each plan puts toward the eyewear you actually buy.
Frames
Frame allowance included on most plans
Contacts
Contact lens allowance offered as an alternative on most plans
1 Agent
Your dedicated agent handles everything — no call centers
What the Eyewear Benefit Covers
Benefits vary by plan and carrier. Your agent will review specifics with you.
Frame allowance toward the frames you pick
Prescription lenses — single vision, bifocal, progressive
Contact lens allowance in place of glasses on most plans
Lens upgrades such as anti-glare on select plans
Annual comprehensive eye exam
Second-pair or upgrade discounts on select plans
Glasses or Contacts — How Plans Handle It
Most standalone vision plans give you an allowance toward frames and lenses, or toward a supply of contacts instead — typically one or the other in a benefit period, not both. Which way that falls is the single biggest difference between plans for someone who wears contacts daily.
If you wear both — contacts most days, glasses at night — that's worth saying on the call. Your dedicated agent can weigh the frame allowance against the contact allowance and the premium, and show you which plan actually comes out ahead for how you use them.
Get your free glasses and contacts quote
Your dedicated agent will call you with options — no obligation.
Frequently Asked Questions
Can I use the benefit for contacts instead of glasses?
On most plans, yes — you choose one or the other in a benefit period. Some plans handle it differently, so your agent will confirm how a specific plan treats it before you enroll.
How much is the frame allowance?
It varies by plan and carrier. Your agent will show you the actual allowance on each plan they compare, alongside the premium, so you can see which one is worth it for you.
Can I keep my eye doctor or optical shop?
Often yes. Plans pay the most in network, and many pay something out of network. Your agent can check whether your provider is in a plan's network before you enroll.
How soon will someone reach out?
Your dedicated agent typically reaches out the same day during business hours.
Who contacts me, and is my info shared?
Your information goes to one licensed agent who will contact you about coverage. We never sell or share it with other agents or lead buyers.