Eye Exam Coverage
Vision Insurance That Covers Your Eye Exam
An annual comprehensive eye exam is the part of vision care people skip most often — and it's covered on most standalone vision plans. Your dedicated agent can find a plan built around the exam first, with frames and contacts on top.
Annual
Comprehensive eye exam covered under most plans
$0
Cost to get a quote — we compare plans across multiple carriers
1 Agent
Your dedicated agent handles everything — no call centers
What the Exam Benefit Covers
Benefits vary by plan and carrier. Your agent will review specifics with you.
Annual comprehensive eye exam
Refraction to determine your prescription
Eye health evaluation during the exam
Retinal imaging on select plans
Prescription glasses allowance
Contact lens allowance
Why the Exam Is Worth Covering
A comprehensive exam does more than update a prescription — it's also when an eye doctor looks at the health of your eyes. Paying out of pocket is what makes people put it off a year, then two.
Standalone vision plans are built around that yearly visit. Once the exam is covered, the frame and contact lens allowances are what you use next. Your dedicated agent will show you what each plan pays toward the exam, and what it pays toward everything after.
Get your free eye exam coverage quote
Your dedicated agent will call you with options — no obligation.
Frequently Asked Questions
Is the annual eye exam covered?
On most standalone vision plans, yes — the comprehensive exam is the core benefit. What you owe at the visit, if anything, varies by plan and carrier. Your agent will confirm the exact amount before you enroll.
Can I keep my eye doctor?
Often yes. Vision plans pay the most when you see an in-network provider, and many pay something out of network. Your agent can check whether your doctor is in a plan's network before you enroll.
Does it also cover glasses or contacts?
Most plans include an allowance toward frames and lenses, or toward contacts instead. The amounts differ by plan, so your agent will compare them side by side for you.
How soon will someone reach out?
Your dedicated agent typically reaches out the same day during business hours.
Who contacts me, and is my info shared?
Your information goes to one licensed agent who will contact you about coverage. We never sell or share it with other agents or lead buyers.