Health Client Connect

Major Dental Work

Dental Insurance That Covers Crowns, Root Canals and Dentures

Most dental plans make you wait 6–12 months before they'll pay toward major work. Licensed agents can help you find plans that cover crowns, root canals and dentures much sooner — so you're not putting off work you already know you need.

Day 1

Select plans start covering major work right away — no 6–12 month wait

$0

No cost to get a quote and no obligation to enroll

1 Agent

One dedicated licensed agent walks you through it — no call centers

How It Works

Call or send your info

Call now to talk to a licensed agent, or fill out a 30-second form and we'll reach out.

Get connected

We connect you with a licensed agent — not a call center.

Compare and enroll

Your agent compares plans across carriers; enroll only if it's right for you. No obligation.

What Major Work May Include

Benefits vary by plan, carrier, and state. A licensed agent will review specifics with you.

Crowns and caps

Root canals

Dentures and partials

Bridges

Extractions, including surgical

Implants on select plans — waiting periods and lifetime limits may apply

A person reviewing dental coverage options online.

Get a quote for major dental work

A licensed agent will go over what's covered and what you'd owe — no obligation.

What best describes your situation? *

A licensed agent will call you about your quote.

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A licensed insurance agent will contact you.

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Frequently Asked Questions

Will a plan cover a crown I already need?

Plans that cover major work without a waiting period can begin paying toward a crown right away. Coverage levels, deductibles and annual maximums vary by plan and state — a licensed agent will walk you through the specifics before you enroll.

What percentage of major work is covered?

It varies by plan. Many plans cover major services at a lower percentage in the first year and a higher percentage after that. Because these are PPO plans, what you owe is calculated from the network's negotiated rate, not the dentist's full billed charge — which is usually a meaningful difference.

Can I keep my dentist?

Often yes. PPO plans pay the most when you see an in-network dentist, and many also pay something out of network. A licensed agent can check whether your dentist is in a plan's network before you enroll.

How soon will someone reach out?

A licensed agent typically reaches out the same day during business hours.

Who contacts me, and is my info shared?

Your information goes to one licensed agent who will contact you about coverage. We never sell or share it with other agents or lead buyers.

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